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Even some of the best investors of our time are getting hurt with this relentlessly bearish stock market. As soon as you think the market is going to turn around and go up, stocks take another plunge across the board. So what should I do about investing in the stock market now?

I could just leave you with the title of this article; "Stock Market: Stay Long-Term or Stay Out!" is self-explanatory, but further explanation is needed.

Many times in the stock market you can invest in stocks, sell them, and make a quick profit. Trading stocks in this bearish and volatile market can rob investors of their hard earned money. For most investors, there are only 2 bits of investing advice that will keep your money safe:

• Stay Long-Term- for long-term investing, this is a great stock market. Stock prices for many companies are already low. Financials, retail, and real estate/ homebuilde are among the sectors that have taken the biggest price cuts.

By investing in stocks that have already been hit hard by the bearish market, you are creating a very high probability of great returns once the market becomes bullish.
*(Think of a house on a lake for sale. There is a drought so the lake is mostly dried up, making the home dirt-front not lakefront. You buy the house for 40% less than it would be if there were actually a lake. After a year and a half goes by, the lake is full. You can now sell it for over double the price you bought it.)

• Stay Out!- for those investors that do not want to go through the pain of watching your stock investments potentially drop in price before they go up again, sitting on the sidelines with cash is never a bad idea.

By not losing any money, you could be doing better than many active investors out there. The only problem is deciding when you will enter the stock market, because if you wait too long stock prices could be at a premium.

Trading in the stock market right now is very risky. Even highly skilled stock trading experts can attest to the difficulty in making money in this economy.

If you follow one of these two pieces of investing advice, you will much more likely be better off than trading this market. You will also get to enjoy the bull market with big gains rather than trying to figure out how much money you lost during the bearish times. Good luck and enjoy the profits of the coming years!